Rate & Fee Schedule

Rates as of January 1, 2020
Rates are subject to change. Please check with your local service center.

The rates, fees, and terms applicable to your account at the Credit Union are provided in the Rate & Fee Schedule. The Credit Union may offer other rates for these accounts from time to time.

Atrium Credit Union-Rates and Fee Schedule Brochure

Loan Rates

DescriptionFixed APRVar. APRTerm
 
 
Mortgage Loans
See Links direct to MYCUMORTGAGE, rates change daily, apply online
 
Signature Loans
As Low As9.25%n/a4 Years (48 Months)
 
Vehicle & Boat Loans
Pre-Approved Loans receive .10% off the quoted rates
Rate Adjustments will take place for loan to value. call for details.
Direct Deposit for three months or more .25% off quoted rates.
 
2017-Newer Auto Loans
As Low As6.95n/a108 Months (9 Years) $35,000 minimum NEW
As Low As5.95n/a8 Years (96 Months) New $30,000 minimum
As Low As4.95n/a7 Years (84 Months) New $25,000 minimum
As Low As3.95n/a6 Years (72 Months) $20,000.00 minimum
As Low As2.95n/a5 Years (60 Months)
As Low As2.95n/a4 Years (48 Months)
As Low As2.75n/a3 Years (36 Months)
As Low As2.50n/a2 Years (24 Months)
 
2015-2016 Auto Loans
As Low As3.95n/a4 Years (48 Months)
As Low As3.75n/a3 Years (36 Months)
 
2012-2014 Auto Loans
As Low As4.95n/a4 Years (48 Months)
As Low As4.75n/a3 Years (36 Months)
 
2011 and Older Loans
As Low As5.95n/a4 Years (48 Months)
 
Share Certificate Accounts
1.85% over share dividend rate  Maximum Term 36 months
 
Term Deposit Accounts
1.85% over share dividend rate  Maximum term 36 months

Share Rates

DescriptionAPRAPY
 
 
SHARE ACCOUNTS MINIMUM DEPOSIT TO EARN DIVIDENDS IS $100
Share Savings.10.10
 
COMPOUNDING CERTIFICATES MINIMUM DEPOSIT OF $500 AND HAVE PENALTY FOR EARLY WITHDRAWAL
6 Month Term.50.50
12 Month Term.75.75
24 Month Term1.001.00
 
EARNINGS TO SHARE CERTIFICATES HAVE MINIMUM DEPOSIT OF $500 AND PENALTY FOR EARLY WITHDRAWAL
6 Month Term.50.50
12 Month Term.75.75
24 Month Term1.001.00
shield

In the event your card is lost or stolen please contact ACU at (513) 974-5179 during regular business hours.
After hours, contact 1 (800) 523-4175.