Atrium Credit Union

Rates as of January 10, 2025
Rates are subject to change. Please check with your local service center.

The rates, fees, and terms applicable to your account at the Credit Union are provided in the Rate & Fee Schedule. The Credit Union may offer other rates for these accounts from time to time.

Atrium Credit Union-Rates and Fee Schedule Brochure

Loan Rates

Description	Fixed APR	Var. APR	Term


Mortgage Loans
See Links direct to CUMA, rates change daily, apply online

Signature Loans
As Low As	9.95%	n/a	4 Years (48 Months)

Vehicle & Boat Loans
Pre-Approved Loans receive .10% off the quoted rates
Rate Adjustments will take place for loan to value. call for details.
Direct Deposit for three months or more .25% off quoted rates.

2022-Newer Auto Loans
As Low As	8.34	n/a	108 Months (9 Years) $35,000 minimum NEW
As Low As	7.34	n/a	8 Years (96 Months) New $30,000 minimum
As Low As	6.34	n/a	7 Years (84 Months) New $25,000 minimum
As Low As	5.34	n/a	6 Years (72 Months) $20,000.00 minimum
As Low As	4.34	n/a	5 Years (60 Months)
As Low As	4.34	n/a	4 Years (48 Months)
As Low As	4.14	n/a	3 Years (36 Months)
As Low As	3.89	n/a	2 Years (24 Months)

2020-2021 Auto Loans
As Low As	5.34	n/a	4 Years (48 Months)
As Low As	5.14	n/a	3 Years (36 Months)

2017-2019 Auto Loans
As Low As	6.34	n/a	4 Years (48 Months)
As Low As	6.14	n/a	3 Years (36 Months)

2016 and Older Loans
As Low As	7.34	n/a	4 Years (48 Months)

Share Certificate Accounts
1.85% over share dividend rate			Maximum Term 36 months

Term Deposit Accounts
1.85% over share dividend rate			Maximum term 36 months

Share Rates

Description	APR	APY


SHARE ACCOUNTS MINIMUM DEPOSIT TO EARN DIVIDENDS IS $100
Share Savings	.05	.05

COMPOUNDING CERTIFICATES MINIMUM DEPOSIT OF $500 AND HAVE PENALTY FOR EARLY WITHDRAWAL
6 Month Term	1.25	1.25
12 Month Term	2.00	2.00
24 Month Term	2.50	2.50

EARNINGS TO SHARE CERTIFICATES HAVE MINIMUM DEPOSIT OF $500 AND PENALTY FOR EARLY WITHDRAWAL
6 Month Term	1.25	1.25
12 Month Term	2.00	2.00
24 Month Term	2.50	2.50