Rate & Fee Schedule

Rates as of June 14, 2025
Rates are subject to change. Please check with your local service center.

The rates, fees, and terms applicable to your account at the Credit Union are provided in the Rate & Fee Schedule. The Credit Union may offer other rates for these accounts from time to time.

Atrium Credit Union-Rates and Fee Schedule Brochure

Loan Rates

DescriptionFixed APRVar. APRTerm
 
 
Mortgage Loans
See Links direct to CUMA, rates change daily, apply online
 
Signature Loans*
As Low As10.79%n/a36 Months
As Low As12.89%n/a37-60 Months
 
Vehicle & Boat Loans
 
Rate Adjustments will take place for loan to value. call for details.
Direct Deposit for three months or more .25% off quoted rates.
 
2022-Newer Auto Loans*
As Low As5.69%n/aup to 63 months
As Low As6.29%n/a64-75 months
As Low As7.39%n/a76-84 months
 
2020-2021 Auto Loans*
As Low As6.49%n/aup to 63 months
As Low As7.19%n/a64-75 months
As Low As8.49%n/a76-84 months
 
2022 or Newer Boat Loans*
As Low As7.69%n/a 
2021 and Older Boat Loans*
As Low As8.49%n/a 
Share/Term Secured Loans*
 Dividend + 4%n/a36 Months
*APR = Annual Percentage Rate. Rated shown is as low as rate. Rates may vary based on credit score, term, and age of collateral.A $20,000 new car loan for a term of 60 months at 6.09% APR, the monthly payment would be $387.58.

Share Rates

DescriptionAPRAPY**
 
 
SHARE ACCOUNTS
Share Savings.05%.05%
Sub Share Savings.03%.03%
Christmas Share Savings.03%.03%
 
COMPOUNDING CERTIFICATES MINIMUM DEPOSIT OF $500 AND HAVE PENALTY FOR EARLY WITHDRAWAL
6 Month Term3.83%3.90%
12 Month Term3.83%3.90%
12 Month Term (New Money Special)4.41%4.50%
24 Month Term3.83%3.90%
**APY = Annual Percentage Yield $5 minimum balance to open but $100 minimum to earn interest on regular Shares. Monthly maintenance fees may be assessed if account falls below minimum balance and may reduce earnings. Rates subject to change.
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In the event your card is lost or stolen please contact ACU at (513) 974-5179 during regular business hours.
After hours, contact 1-800-472-3272.