Services

We’re here to help you achieve your financial goals.

Banking

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Savings

Your ticket to membership. By opening a share savings account, you qualify for all Credit Union services. A $5.00 minimum deposit is required to begin your relationship with the Credit Union. All dividends are paid quarterly and calculated on your daily balance. $100 balance required to earn dividends.

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CHECKING

ACU offers a Share Draft or Checking Account with no minimum balance, no per check fees, and no monthly service charge.

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Certificate of Deposit

Our Share Certificates offer competitive rates and a variety of terms, including automatic rollover at the current rate, to meet your needs. A $500 minimum opening deposit is required. All deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund, a U.S. Government Agency.

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24-Hour Banking Access

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Online Banking

Access your account 24 hours a day, 7 days a week with our online banking system.

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By Phone with PAL 24

Designed for your convenience to be accessed via your telephone and a password 24 hours a day, 7 days a week.

Please contact Atrium Credit Union to set up this service for you.

PAL: 513-420-5750

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ATM LOCATIONS

Conveniently located next to the gift shop in the hospital lobby. For a list of Free ATMs, click here!

Loans

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Vehicle Loans

Purchase a new vehicle with a loan from the Credit Union. We offer competitive rates, up to 100% financing, as long as 96 months for repayment and no prepayment penalty. We also offer loans on motorcycles, boats and recreational vehicles.

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Signature Loans

This unsecured loan allows the member to borrow money for a variety of reasons ranging from bill consolidation to a new computer. Terms on signature loans range up to 48 months.

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First Mortgage

The Credit Union has partnered with MYCUMORTGAGE to offer you a variety of 1st Mortgage products. Please visit MYCUMORTGAGE where you can apply on line for a mortgage or just browse to see the available products. If you would like assistance, please call for a mortgage application appointment.  Many realtors require pre-approval prior to showings and we can print your letter on the day you qualify!

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Certificate Secured Loans

An automatically approved loan because your shares or a CD are used as collateral. The rates on these loans are 2.5% above the dividend rate of the savings product used as collateral. The savings product continues to earn dividends while the loan is being repaid and as the loan balance decreases, the share availability increases. This type of loan is a great way to establish credit.

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signing document

Share Secured Loans

An automatically approved loan because your shares or a CD are used as collateral. The rates on these loans are 2.5% above the dividend rate of the savings product used as collateral. The savings product continues to earn dividends while the loan is being repaid and as the loan balance decreases, the share availability increases. This type of loan is a great way to establish credit.

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Credit Builder

CreditBuilder is a loan product designed to help members with no credit, little credit, or unfavorable credit. The program focuses on building or rebuilding your credit score. By improving your credit score, you are likely to get better rates on loans and save a lot of money in the process.

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In the event your card is lost or stolen please contact ACU at (513) 974-5179 during regular business hours.
After hours, contact 1 (800) 523-4175.